Health Care Reform in Mississippi
No state has more to gain from health care reform than Mississippi.
Over 500,000 Mississippians are currently uninsured, and the majority of them are in families with at least one part-time or full-time worker. For those lucky enough to be insured, health care costs are spiraling out of control. Over the last decade, average family health insurance premiums have increased by 70 percent.
Mississippi deserves better.
There is hope. Health care reform is already helping Mississippians by:
- Helping young adults in between jobs or in college gain access to health insurance. Young adults up to age 26 can stay on their parents' health insurance coverage as long as they don't have insurance through their employer. It’s estimated that nearly 37,000 young adults between 18-25 were able to stay on their parents’ health insurance plan thanks to the Affordable Care Act.
- Banning lifetime limits on insurance coverage for 844,000 Mississippians with private coverage. Thanks to the Affordable Care Act, insurance providers won’t drop health insurance coverage for Mississippians when they need it most
- Providing expanded preventive services such as obesity counseling and cancer screenings to 586,000 Mississippians. Mississippians covered by private and public insurance can now get these services without paying a deductible or co-payment thanks to the Affordable Care Act.
- Discounting prescription drugs for Mississippians on Medicare. Mississippians have saved a combined total of $50.7 million since the Affordable Care Act was signed into law.
And there is even more to come in 2014
- Mississippians who have not been able to get health insurance through their work will have the option to purchase coverage through an online health insurance marketplace called an Exchange. 275,000 Mississippians are expected to enroll in health insurance coverage through this provision.
- Medicaid may expand to help Mississippians who cannot afford to purchase their health insurance. Mississippians making up to 133% of the Federal Poverty Level (about $15,000 for an individual and $30,000 for a family of four) will be eligible for Medicaid assistance. 320,000 Mississippians are expected to be newly eligible for Medicaid as a result of this provision. (Check out this page to learn more about Medicaid expansion in Mississippi.)
- Small business owners will be provided even more assistance to help them insure their employees. The government will help pay for 50% of the employer’s contribution.
- Health insurance providers will no longer be able to deny people coverage based on pre-existing conditions such as diabetes and high blood pressure, and insurance companies will not be able to charge higher premiums based on person’s gender, race, or health status.